For Individuals

College Financial Planning

How Can You Pay for Your Kid to go to College, Spend and Save as You Are Now, and Increase the Amount of Money You have for Retirement?



Elder Care Financial Care

Finally… Worry Free Financial Management for Your Aging Parent or Family Member.



Estate Planning Done Right

Make Sure Your Family Transitions Prepare Your Children and Your Family for Financial Freedom.

Which Tax Credits Do I Qualify For? A Guide For Paducah Taxpayers

Key TakeawaysThe Child Tax Credit is up to $2,200 per child, with up to $1,700 available as a refundable payment even if you owe no taxes. Adoptive parents can now claim a credit of up to $17,280, with up to $5,000 of that amount now fully...

Does No Taxes on Tips Help or Hurt Paducah Workers?

The IRS is a little bit like a four-year-old when it comes to pointing out their latest accomplishments.So they made sure we all know how well they’re doing with a news release on Friday about recovering 1.3B from the Inflation Reduction Act (cue taxpayer...

Dean Owen’s Tax Planning Tips for 2022

The British saying “Keep calm and carry on” seems like a good motto to live by in uncertain times like these. Still, a little freak-out about what lies ahead is totally normal, even expected.Plunging ahead through the rest of 2022, which is most likely to be rough...

Tax-Loss Harvesting: Why Paducah Investors Should Consider It

If you were holding onto hope for Biden’s student debt relief package to shave off some of your student debt, looks like you’ll have to wait a little longer. SCOTUS still hasn’t reached a verdict. Though, they’re getting closer. And while getting some of...

When Paducah Taxpayers Should NOT Use AI For Taxes

Excuses that DON’T count for failing to file and pay your taxes: My dog ate my documentation.I wasn’t feeling well…every day of tax season.I thought the deadlines were null because of the IRS layoffs and budget cuts. So far, even with the layoffs and budget...

What You Need for Your Paducah Tax Appointment

If you were watching football this weekend, you likely noticed TurboTax’s “personalized service” ads. Their timing was impeccable… if not slightly annoying – who wants to think about taxes while on the edge of your seat during a playoff game?The allure of big brand...

Healthcare Costs in Retirement Paducah People Probably Haven’t Thought Of

It’s the week of Thanksgiving. You’ve done your Turkey Day shopping (whew those stores were packed this weekend, right?!). Now what’s left is prepping for the big food extravaganza. Are you the Martha Stewart type: chopping the mirepoix for the stuffing and...

M Dean Owen, CPA, PSC’s Starting Guide on US Taxes for Expats

Because we’re bizarrely in a deja vu of 2020 right now with the upcoming elections (sans pandemic, thankfully), this is the perfect time to discuss what you may not have done for that year: file your taxes. Right now the IRS is sitting on 1 billion in refunds for...

The Difficulty (and the Power) of Thanksgiving

Perhaps it's because of the craziness of the past year and a half, maybe it’s the local Paducah the weather ... but for some reason, the holiday season has caught us off guard over here at M Dean Owen, CPA, PSC. Wasn’t it just the end of summer the other day?This year...

Paducah Taxpayer’s Guide: How to Contact the IRS in 2025

So… how was your summer?I know, we’re still in August now, and back-to-school sales are taking over every McCracken County store aisle. But before you fully close out Summer 2025, it’s worth looking back for just a moment.Because a few of the things you did over these...

How You’re Missing Legal Tax Deductions

Here’s a certain truth: the State and Federal Government would love to have more of your hard-earned money in their accounts. Sure, even though it’s painful, none of us begrudge paying our legal and fair share of taxes.

But the problem is that regular taxpayers, like you, are missing out on legal and safe deductions, to the tune of hundreds of millions of dollars in unclaimed refunds every year!

Learn More